When we put together a plan for our clients' retirement, we recognise that it is likely to be the busiest time of our clients' lives. The opportunities available to our clients through increased leisure time means any plan needs to be flexible, considering all of an individual's assets for income production, capital preservation or expenditure.
Therefore planning for retirement will not focus simply on funding a pension for our clients to take an income from at 60 or 65. We take a holistic view of requirements and place our client at the centre of the plan to ensure that once they decide to finish their working life, they can begin to enjoy the fruits of their labour.
Arram Berlyn Gardner is registered to carry on audit work in the UK and Ireland and is regulated for a range of investment business activities by the Institute of Chartered Accountants in England and Wales.